Essex Insurance Company v. Zota, 985 So.2d 1036 (Fla. 2008).

The Florida Supreme Court ruled in favor of the firm's client in this case which worked its way to the United States Court of Appeals for the Eleventh Circuit which then certified five questions of great public importance to the Florida Supreme Court. The supreme court's thirty-page unanimous decision marked a significant victory on insurance issues critical to the surplus-lines insurance industry in Florida. The Supreme Court held, consistent with long-standing precedent, that surplus-lines insurers are not required to deliver their policies directly to the insured but may do so through the insured's independent representative-broker.